In November, the Illinois Retail Merchants Association and the George H. Baum Community Charitable Trust of Morris, Illinois, in cooperation with the National Retail Federation (NRF), produced a free white paper to help independent businesses remain competitive now and in the future. The new resource, "Challenges of the Future: The Rebirth of Small Independent Retail in America," is a comprehensive look at the marketplace for small independents, the obstacles they might face moving forward, and, more importantly, how best to meet these challenges.